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Secured loans generally offer lower interest rates, because they are backed by collateral. The collateral in the case of a mortgage is your home or property.

When you’re financing a home, you’ll likely come across the term “mortgage insurance.” It’s easy to confuse this with homeowners’ insurance, but it’s vastly different from insuring your physical property. Instead, mortgage insurance is put in place for the sole purpose of protecting the lender in case you can’t make your mortgage payments as agreed.

Paying off your mortgage faster may feel like a daunting goal, but it offers a wealth of benefits no matter when you achieve it.

The homebuying process can be an exciting one, but potential homebuyers might not realize the critical role a loan pre-qualification can play. Getting pre-qualified for a home loan before you fall in love with a home can benefit you in multiple ways.

The home buying process can be a bit overwhelming, exciting and sometimes an emotional process. PNB is here to highlight key information and break down the steps of the process to help you feel informed and prepared to purchase your dream home!