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Secured loans generally offer lower interest rates, because they are backed by collateral. The collateral in the case of a mortgage is your home or property.

When you’re financing a home, you’ll likely come across the term “mortgage insurance.” It’s easy to confuse this with homeowners’ insurance, but it’s vastly different from insuring your physical property. Instead, mortgage insurance is put in place for the sole purpose of protecting the lender in case you can’t make your mortgage payments as agreed.

A personal loan can offer a simple borrowing solution when you need it the most. Because a personal loan can be used for a variety of reasons and typically doesn’t require collateral (such as your home or a vehicle), it can make a tough financial situation slightly easier. Let’s walk through situations where a personal loan may provide a beneficial solution.

Paying off your mortgage faster may feel like a daunting goal, but it offers a wealth of benefits no matter when you achieve it.

With countless expenses rising today, you may wonder how it’s possible to find funding for your major home improvement projects. The good news is, you may have these funds accessible to you already, and a home equity loan makes it possible.

Whether your farm operation is a brand new venture, or you’re continuing your family’s farming legacy, you no longer have to wonder who finances tractors but instead, can turn to your local community bank.

The homebuying process can be an exciting one, but potential homebuyers might not realize the critical role a loan pre-qualification can play. Getting pre-qualified for a home loan before you fall in love with a home can benefit you in multiple ways.

Life can throw major expenses at us and we’re not always in a position to pay for it with savings. When this happens, many turn to an unsecured loan.

The home buying process can be a bit overwhelming, exciting and sometimes an emotional process. PNB is here to highlight key information and break down the steps of the process to help you feel informed and prepared to purchase your dream home!

Whether a farmer needs help in the beginning stages or in a season of growth or maintenance, a farm loan can offer a financial lifeline for greater success.

Opening a bank account is generally a straightforward process, but the more you’re prepared up front with the right documentation, then the quicker and smoother the process goes.